Power Your Digital Life.Build Your Digital Business.
Buy essential digital services instantly, grow your own branded online storefront, and unlock opportunities to earn through the Paynest reseller and referral ecosystem.
The Paynest Ecosystem
Paynest
Customer
Services
Reseller
Own Store
Referral
Network
Digital Business
Shop Paynest
Featured products
Phones, accessories, components and electronics selected for everyday tech needs.
The Catalogue
Everything You Need. One Digital Platform.
Mobile Data
Stay connected with convenient data services.
Airtime
Recharge instantly whenever you need it.
Bills & Utilities
Access essential digital payment services.
Entertainment
Digital entertainment and subscription services.
Education
Education-related digital services.
More Services
The platform keeps expanding.
Simple by Design
Get What You Need in Seconds.
01
Choose
Browse the service you need.
02
Pay
Use your wallet balance or a supported funding method.
03
Receive
Your transaction is processed and your service is delivered.
For Entrepreneurs
Don't Just Use the Platform.Build Your Own Digital Store.
Turn Paynest's digital service ecosystem into your own branded online business.
Your Brand
Your Store
Customers
Reseller Activation
Launch Your Own Paynest Reseller Business
Get access to the Paynest reseller ecosystem and build your own branded digital service storefront.
₦30,000
Reseller Activation
Grow Together
Share Paynest. Grow Your Network.
Once you qualify for the Paynest MLM program, your eligible network can contribute to your cumulative rank. Qualified members anywhere within four levels of your network count toward your cumulative total.
Join Paynest
Get your personal link
Share with people you know
Personally refer an active reseller
Unlock eligibility
Participate in the reward ecosystem
Your Network, Visualized
See Your Network Grow.
Your referral network gives you a clear view of the people connected to your Paynest journey.
You
Direct A
Member
Member
Member
Member
Direct B
Why Paynest
One Platform, Built to Compound.
Fast
Get digital services without unnecessary complexity.
Multiple Services
One platform designed for an expanding product ecosystem.
Wallet
Keep funds available for convenient transactions.
Your Store
Resellers can establish their own branded storefront.
Referral
Share your personal referral link with your network.
Network
Track your growing Paynest genealogy.
Storefront Showcase
Your Brand. Your Store. Your Customers.
Your storefront doesn't have to look like everyone else's.
Make It Yours
Make Your Store Yours.
Choose your identity, showcase your products and create a storefront your customers recognize.
Logo
Brand Name
Primary Color
Products
Hero Banner
Reliability
Built for Everyday Digital Transactions
Questions
Frequently Asked Questions
Paynest is a digital services platform where customers can purchase everyday digital products, and eligible members can build their own branded reseller storefront.
Your Digital Journey Starts Here.
Whether you're here to access digital services, build a reseller business, or grow your Paynest network, there's a place for you.
Paynest Commerce
One SaaS platform. Digital services and physical commerce.
Paynest is expanding beyond digital transactions. Customers can shop phones, accessories, components and electronics while resellers and affiliates build new earning opportunities around the same platform.
Contact Paynest
We are here to help.
Talk to our team about digital services, reseller opportunities, storefronts, physical products, payments or orders.
Office
2nd Floor, Olohunloseyi Shopping Complex, Opp. A Division Police Station, Muritala Muhammed Road, Ilorin, Kwara State.
Support